Checking (Share Draft) Accounts

woman writing a checkIDB-IIC Credit Union offers checking accounts that fit your individual needs. Our checking accounts come with free online banking, e-statements and bill pay to make managing your funds quick and easy.  You'll also have access to over 28,000 surcharge-free ATM's using your Master Money Debit Card.


  • No minimum balance required
  • Unlimited check writing
  • No monthly service charge

To protect this account in the event you exceed available funds, you may designate any of the following for overdraft protection: any of your other Accounts, Draft Accounts, secured or unsecured line of credit.

Federally Insured
Member accounts are federally insured by the National Credit Union Administration (NCUA), an independent agency that monitors, charters, and insures federal credit unions.

green arrowExpedited Funds Availability Act

Ordering Checks 

The Credit Union offers a wide variety of check styles and prices to choose from. Our Member Services Team will handle the very first order for you. Cost of checks varies depending on the style selected, and the first 125 checks are free of cost.

Reorder Checks Online Login to Online Account Access and place the order online

If you have any questions, please contact our Member Services Team at (202) 623-3363.

Debit Card

Don’t forget, you can eliminate the need to write checks altogether by using our Master Money Debit card!

Stop Payments

You can request our Member Services Team to place a "Stop Payment" on both personal and official checks by filling out our secure stop payment form available within our Online Account Access service.  Please login to Online Account Access, and click on “Secure Forms”.

Funds Availability

Deposits in the form of checks are subject to the following holds:

  • Local checks - Immediately available (up to $2,500). The remainder for amounts above $2,500 will be available on the following business day.


NCUA LogoYour savings federally insured to at least $250,000 and backed by the National Credit Union Administration, a U.S. Government agency.