IDB-IIC Federal Credit Union
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Signature Loans

A loan made for any occasion or need! Signature loans are loans which have no property to secure them unlike a real estate or vehicle loan. The most common signature loan is a personal loan. These loans can be taken out for a multitude of reasons, cover hospital expenses, purchase a new stereo, or finance your next vacation.


Signature Loan Rates

  • Instant Line of Credit
  • Personal Loans
  • Family Support Loans

Instant Line of Credit

An Instant Line of Credit provides easy access to immediate funds starting at 10.00% of your net annual income. Some members elect our Instant Line of Credit as a lower interest alternative to high interest rate credit card spending and appreciate the overdraft protection it provides. You may access your Instant Line of Credit via your personal checks, your MasterMoney debit card, Online Account Access or in person.

Apply Online or just contact our Lending Department* to get started.

Personal Loans

Low rates and flexible repayment terms make this an attractive option for vacations, debt consolidation, and personal or household needs. Especially valuable for members trying to escape credit card debt.

You may even tailor your monthly payment to your budget. Our Personal Loan provides a fixed monthly payment, even though the interest rate may change. You never have to worry about facing a monthly payment increase

Apply Online or just contact our Lending Department* to get started.

Family Support Loans

Our Family Support Loan is designed help families at special times - the birth of a child, a daughter's wedding, an adoption - these are the milestones of life. We will be here to assist you in making sense of the finances involved. Qualifying members can borrow up to $10,000 at reduced interest rates, with repayment of up to five years.

Apply Now

Apply Online or just contact our Lending Department* to get started.

 
National Credit Union AdministrationYour savings federally insured to at least $250,000 and backed by the National Credit Union Administration, a U.S. Government agency.