Be more than a customer, be a member and owner

  • happy peopleHave a voice in how your financial institution is operated
  • Experience the highest level of PERSONAL SERVICE combined with expert advice
  • Invest in a local organization that is committed to YOUR community
  • As a not-for-profit financial cooperative, we’re able to offer rates that are generally lower than those of for-profit financial institutions. We’re also able to pay higher dividends on deposits and charge lower fees.


Become a Member

Membership Eligibility
IDB-IIC Federal Credit Union proudly serves the IDB community. To qualify for membership, you must be:

  • An employee of the IDB or IDB Invest;
  • An immediate family member of an IDB or IDB Invest employee*;
  • A consultant of the IDB or IDB Invest with a contract of at least 6 months;
  • An Executive Director or Alternate Director of the IDB or IDB Invest;
  • An intern of the IDB or IDB Invest;
  • A retiree from the IDB or IDB Invest;
  • An immediate family member of a Credit Union member.

join todayOur "Once a Member, Always a Member" policy means that when you or your family members join our Credit Union, you may remain a member for the rest of your life, as long as a minimum balance of $50 is maintained in your Savings Account.

A minimum deposit of $50 and membership fee of $2.

*Your family can also enjoy the benefits of Credit Union membership. Our membership is extended to members of the immediate family or household of a current IDB-IIC FCU member. An immediate family member is defined as a spouse, child, sibling, parent, grandparent or grandchild of a current member. We offer membership to those individuals whether or not the family member lives in the same residence. A household member includes individuals living in the same residence and maintaining a single economic unit.




Business Accounts

IDB-IIC FCU serves the financial needs of members with small businesses as well. Members of the Credit Union who operate a small business as a sole-proprietorship, partnership, or Limited Liability company, may open an account. All account owners must be eligible for a membership. We offer the following services for Business accounts:

  • Basic Checking
  • Basic Savings
  • Share Certificate Accounts
  • Lines of Credit
  • Credit Cards

To open a Business Account you must come to our branch bringing your company’s certificate of incorporation, Employer Identification Number (EIN) and owners’ IDs. For more information please contact us at

Organization Accounts

IDB-IIC FCU also serves the financial needs of organizations, clubs and associations within the IDB and IDB Invest community. To open an Organization Account please contact us at


NCUA LogoYour savings federally insured to at least $250,000 and backed by the National Credit Union Administration, a U.S. Government agency.